TRUSTEE'S SALE OF

                           13307 Marshall Pointe Trail

                                 Chesterfield, VA     

In execution of deed of trust from Hyang Nan Kim and Jong Soo Kim, dated October 22, 2004, recorded in the Clerk's Office, Circuit Court, County of Chesterfield, Virginia, in Deed Book 6031, page 234, securing a loan which was originally $307,000.00, the undersigned Substitute Trustee will offer for sale at public auction property described as:

All that lot in Chesterfield County, Virginia, known as Lot 27, Section 2, Brandy Oaks Subdivision, on plat recorded in the aforesaid Clerk’s Office in Plat Book 83, pages 71-74.

Sale is subject to all prior liens, easements, restrictions, covenants and conditions of record, if any.

This sale is subject to any possible right of the United States to redeem the property within 120 days of sale under Internal Revenue Code Section 7425(d)(1).

Said public auction to be held in front of the Chesterfield Circuit Court Building at 9500 Courthouse Road, in Chesterfield, Virginia, on May 11, 2007 at 2:30 p.m.  Terms:  Cash. Bidder's deposit of 10% of the bid price IN CASH OR CASHIER'S OR CERTIFIED CHECK may be required at the time and place of sale, with balance of sale price to be paid in 14 days. Additional terms of sale may be announced at the sale.  This communication is from a debt collector.  Wade and Wade, P.L.C., Substitute Trustee.

FOR INFORMATION CONTACT:

(Cathy)

Wade and Wade, P.L.C.

2104 West Laburnum Avenue, Suite 201A

Richmond, VA  23227

Phone: (804) 864-8619 or check our web site

www.wadelawfirm.com____________________________________________________________________