TRUSTEE'S SALE OF

                               3493 Halesford Road

                                    Moneta, VA  

In execution of deed of trust from Randy M. Berard, dated December 7, 2005, recorded in the Clerk's Office, Circuit Court, County of Bedford, Virginia, as Instrument Number 050020152, securing a loan which was originally $92,800.00, the undersigned Substitute Trustee appointed as such by instrument recorded as Instrument Number 070004082 will offer for sale at public auction property described as:

All that tract in Bedford County, Virginia, designated as Lot 3E, shown on “Plat Showing Division of Property Owned by Otey Street Properties, LLC”, recorded in the aforesaid Clerk’s Office in Plat Book 43, at Page 251.

Sale is subject to all prior liens, easements, restrictions, covenants and conditions of record, if any.

Said public auction to be held in front of the building housing the Circuit Court for the County of Bedford, Virginia, at 123 East Main Street, Suite 201, in Bedford, Virginia, on May 17, 2007 at 10:00 a.m.  Terms:  Cash.  Bidder's deposit of 10% of the bid price IN CASH OR CASHIER'S OR CERTIFIED CHECK may be required at the time and place of sale, with balance of sale price to be paid in 14 days. Additional terms of sale may be announced at the sale.  This communication is from a debt collector.  Wade and Wade, P.L.C., Substitute Trustee.

FOR INFORMATION CONTACT:

(Cathy)

Wade and Wade, P.L.C.

2104 West Laburnum Avenue, Suite 201A

Richmond, VA  23227

Phone: (804) 864-8619 or check our web site

www.wadelawfirm.com____________________________________________________________________